1
Checking and Savings Account
SoFi
Annual Percentage Yield
Up to 3.80%
as of 6/9/2026
Monthly Fees
$0
Min Deposit to Earn APY
$0
+0.70% Boost on Savings APY to up to 3.80% for up to 6 months on new accounts. Terms apply.
Highlights
- Earn up to 3.80% APY.
- Earn $50 or $400 when you sign up and set up eligible direct deposit.
- +0.70% Boost on Savings APY to up to 3.80% for up to 6 months on new accounts. Terms apply.
- No account fees. No overdraft fees. No minimum balance fees. No monthly fees.
- Your money is FDIC insured.
View Details
on SoFi's website
